Resources & Buyers Guide


What Are Modular Homes?
Modular homes are built in sections at a factory.
Modular homes are built to conform to all state, local or regional building codes at their destinations.
Sections are transported to the building site on truck beds, then joined together by local contractors.
Local building inspectors check to make sure a modular home's structure meets requirements and that all finish work is done properly.
Modular homes are less expensive per square foot than site built houses.
A well-built modular home will have the same longevity as its site-built counterpart, increasing in value over time.

They sound like mobile homes. Are they the same thing?

Mobile homes, now called manufactured homes, are built to conform to the same federal code, no matter where they will be delivered. That code is called the HUD code.

A modular home conforms to the building codes that are required at the specific location it will be delivered to, and in many cases construction exceeds the required codes.

Don't all modular homes look alike?
No, and unless you were there to see the house delivered and assembled, you might not guess it's a modular home. Modular home manufacturers use computer aided design programs to draw plans to your specifications, or to modify one of their standard plans to suit your needs, so nearly any home plan can be turned into a modular home.

Each manufacturer is different, so be sure to ask questions about flexibility if you would like to design your own home.

Will banks finance a modular home?
Yes. Banks, appraisers, and insurance companies treat modular homes the same way they do site built homes--a house that's constructed entirely on your property. Ask the mortgage brokers and banks in your area to explain how they finance modular homes.

Can I save money by building a modular home?
Construction costs for a modular home are less per square foot than for a similar site-built home. And there are other cost-saving features:

Modular homes are very energy efficient, which helps reduce your heating and cooling costs.
Your home will probably be ready to move into much sooner than if you wait for a builder to construct a house on-site.

If you think modulars are ho-hum, you're in for a pleasant surprise.

How big of a home do I need? What kind of features would I like in my new home?
Because of our size, we have a variety of features to choose from. We provide houses from 800 square feet to more than 4000 square feet and everything in-between, with features you might not expect in a manufactured home like skylights, vaulted ceilings, entertainment centers, glamour bathtubs, fireplaces and custom cabinetry. And we keep prices low and quality control high by building in our climate-controlled, indoor manufacturing facilities.

What financing options will I have?
Whatever your financial situation, American Classics are here to help you find the best financing possible. We also encourage you to talk with a lender and get pre-approved before you shop for a new home. That way, you'll better know what homes are available to you and your eligibility for financing programs.

Where do I want to live?
American Classic homes can be placed on your property. We can also help you find property to suit your needs.

     
   

 

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